Corporate Coverage Options

We take the time to understand your business operations and priorities so we can design commercial insurance solutions that truly support and protect your organization..

Our goal is simple: to be your first and best choice

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Personal Accident

Personal Accident

Personal Accident coverage provides financial protection against the unexpected costs and consequences of accidental injuries. It is designed to support you and your family when unforeseen events disrupt your daily life

Coverage may include:

Accidental Death : financial support for your beneficiaries in the event of a fatal accident

Accidental Permanent Total or Partial Disablement : Compensation if an accident results in long‑term or permanent disability

Accidental Weekly Indemnity : Weekly payments to help replace lost income during temporary disability

Accidental Medical Expenses : Reimbursement for medical costs resulting from an accident

Medical Insurance

Our health insurance solutions offer comprehensive protection designed to support you through both routine medical needs and unexpected health challenges. We help you choose the level of coverage that fits your lifestyle, budget, and preferences.

In‑Patient Coverage: Provides protection for hospital stays related to emergencies, surgeries, or medical procedures that require an overnight admission.

Out‑Patient Coverage: Covers medical services that do not require hospitalization, including diagnostic tests, laboratory work, doctor consultations, and prescribed medications depending on the selected plan

Classes of Cover: Coverage options are available across multiple classes such as A, B, C, or K, allowing you to select the level that best matches your needs.

Hospital Network Options: Choose between a full or restricted network of hospitals and medical providers, based on your budget and preferred level of access.
Medical Insurance
Workmen Compensation Insurance

Workmen Compensation Insurance

Our Workmen Compensation Insurance protects employees against bodily injuries sustained during working hours or while performing duties, whether at the workplace or off‑site, ensuring essential financial and medical support

Coverage includes:

  • Medical expenses
  • Temporary or permanent disability benefits
  • Loss of income compensation
  • Coverage for off‑site duties
  • Employer liability protection
  • Construction site injury coverage

Public Liability

At UM Brokerage, our Public Liability Insurance provides essential protection for businesses of all sizes, shielding them from unexpected legal liabilities and third‑party claims arising from accidents, injuries, or property damage.

Coverage Includes:

  • Third‑Party Injury & Property Protection
  • Legal Liability & Claims Defense
  • Accidental Incident Coverage
  • Financial Protection for Unexpected Losses
Pupclic Liability
Malpractice insurance

Medical Malpractice Insurance

Our Medical Malpractice Insurance provides structured protection for healthcare professionals and medical institutions, covering the financial consequences of claims arising from alleged medical errors, negligence, misdiagnosis, or treatment‑related incidents.

Coverage includes:

  • Legal defense costs 
  • Professional liability claims
  • Settlement and compensation
  • Institution and staff coverage

Cyber Insurance

Cyber Liability Insurance protects your business against financial losses resulting from data breaches, ransomware attacks, and other cyber incidents, ensuring continuity and safeguarding sensitive information.

Coverage Includes:

  • Data breach response
  • Ransomware and cyber extortion
  • Business interruption
  • Legal liability
  • Data restoration
  • Cybercrime protection
cyber insurance

Fire Insurance

Our Fire Insurance solutions provide broad protection for private homes and apartments across Lebanon. Coverage can include the building itself, household furniture, personal belongings, and home equipment against accidental physical loss or damage caused by fire and related risks

Main protections may include:

  • Fire, explosion, lightning, smoke, and vehicle impact
  • Water damage
  • Accidental breakage
  • Loss of rent or loss of use
  • Debris removal and professional fees
  • Landlord and neighbor recourse

Additional options:

  • General third‑party liability
  • Workmen’s compensation

Trade Credit Insurance

UMBrokerage provides integrated Trade Credit Insurance services that safeguard your receivables through Credit and Factoring Insurance, ensuring protection against non‑payment, insolvency, and protracted default while enhancing financial stability and operational resilience.

coverage provides

  • Customer insolvency protection
  • Protracted default coverage
  • Commercial risk coverage
  • Political risk protection
  • Buyer credit assessment
  • Debt collection support
  • Portfolio protection
Financial Insurance

Financial Insurance

Financial Insurance at UMBrokerage protects your business against the loss of cash, cheques, and monetary assets, whether stored securely, transported across Lebanon, or exposed to employee dishonesty or financial crime.

Coverage includes:

  • Cash in Safe
  • Cash in Transit
  • Embezzlement-Employee Infidelity
  • Bankers Blanket Bond
Malpractice insurance